The correct answer is B) it prevents additional fees from being charged, D) it prevents some interest rate increases, and E) it shows that the borrower is responsible.
<em>The advantages of following a strict repayment schedule are it prevents additional fees from being charged, it prevents some interest rate increases, and it shows that the borrower is responsible. </em>
You as a client, need to maintain a good score in your credit history. So you better make sure to pay on time so you have any further problems. This way, yo as a client, won't have additional fees form being charges, you won't have interest rate increases and the company will have in its records that you are a responsible client that could have other loans in the future.