I believe the answer is: Reason and Conscience.
According to James Rachel, morality is not created by a 'higher being' that gives order for humans in what we're supposed to do.
It's created by observing day to day human interactions and creating a standard on what each individuals should do so the society could collectively benefited from that standard.<span />
Answer:
They grew wealthy by buying land and creating frontier communities.
Consumer<span> protection laws are a form of </span>government<span> regulation that aim to </span>protect<span>the rights of </span>consumers<span>.</span>