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professor190 [17]
3 years ago
13

Anish, a single indian biology professor, went to the local national bank to apply for a home loan. the banker told anish that s

he would not qualify for a loan. according to the bank's policy, the banker explained, minority group members are risky because they are not likely to hold a steady job. this is an example of
Business
1 answer:
Papessa [141]3 years ago
6 0
<span>The fact that the single Indian biology professor Anish was not given home loan from the local national bank because </span>minority group members are risky because they are not likely to hold a steady job is an example of institutional discrimination.
 I<span>nstitutional discrimination is </span>discrimination that has been incorporated into the structures, processes and procedures of organizations.
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You have been asked to create a synthetic short position in a forward contract that permits you to sell 10 units of the underlyi
Zanzabum

Solution :

\text{Short forward  =  buy a put +  short a call on the same stock} with the same exercise price.

X = exercise price = 50

1). Position to be taken :

-- buy 10 numbers of Put options with strike price of $ 50 per unit.

--- short (sell) 10 numbers of Call option with strike price of $ 50 per unit.

2). Cost of synthetic short position = $10 \times (P-C)$,

where, P = price of 1 put ption

           C = price of 1 call option

The Call - Put parity equation :

$\frac{C+X}{(1+r)^t}=S_0+P$

Here, C = Call premium

          X = strike price of call and Put

          r = annual rate of interest

           t = time in years

          $S_0$ = initial price of underlying

          P = Put premium

Therefore,

$P-C=PV(X)-S_0=\frac{X}{(1+r)^t}-S_0$

Here, t = 1, S_0 = 48, X = 50

So the cost of the position is given as : $\frac{50}{(1+r)} -48$

7 0
2 years ago
When Frozen DeLites Ice Cream moved from its longtime storefront to a famous resort area, it took a big risk. However, the owner
bearhunter [10]

Marketers professionals refer to the strategy of collecting customer names and email addresses and maintaining a presence on social media sites to send messages about promotions and coupons to valued customers like relationship marketing.

This strategy of creating relationships with customers has as its main objective the generation of value and customer loyalty through a closer and more direct relationship.

Relationship marketing is a strategy that has had a greater impact with technological development, social media for example, has strengthened communication between company and customer, making the relationship closer and more dynamic.

Therefore, companies that use relationship marketing create value through content that generates benefits and customer engagement with the company, increasing loyalty and positioning in the market.

Learn more about relationship marketing here:

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6 0
2 years ago
According to the integrationist view of managing conflict, conflict is: a natural part of human existence and should be accepted
zloy xaker [14]

Answer:

inevitable, but maintaining a degree of tension can actually be helpful in keeping a group energized and creative

Explanation:

Integrationist view of managing conflict is a recent view which views conflict as inevitable in an organization or in a setting. According to this view, handling conflict the right way when they arise should be the focus. Conflicts, when handled properly would brings growth and progress in an organization, and would lead to openness and creativity.

According to the integrationist view, an organization where there is absence of conflict would most likely be a stagnant organization that is not responsive to needed change that would foster positive change and development.

Conflict is good when manage well in a constructive way, while maintaining differences in an organization.

3 0
3 years ago
Pearsall Company's defined benefit pension plan had a PBO of $268,000 on January 1, 2021. During 2021, pension benefits paid wer
Temka [501]

The amount of the PBO at December 31, 2021, was $333800

<u>Explanation:</u>

The amount of PBO at december 31st is calculated as follows:

PBO on jan 1, 2021 = $268000

add: Service cost = $86000

add: interest = $26800

less: pension benefits that have been paid = $47000

now, we have to solve the above calculation

we get, PBO at dev 31 = $333800

Note: interest is calculated by multiplying the PBO amount on Jan 1,2021 with the rate of interest given.

Thus, $268000 multiply 10% = $26800

3 0
3 years ago
The questionnaire used in Fiedler's model to determine leadership orientation is called the
Yakvenalex [24]

The answer to the question is (B) least preferred coworker scale.

Fiedler uses this for his contingency leadership model, which describes how the best leader is the ones who showcased the best behaviors to manage the circumstances that he or she finds themselves in.

The LPC (least-preferred coworker scale) <u>measures an individual’s leadership orientation, where high scores have high human relations orientation and low scorers have high task orientation.</u>

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3 years ago
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