Suppose that you only have liability and comprehensive car insurance and you allow your roommate (who doesn't have car insurance
) to drive your car to run an errand. What will likely happen if there is a single-car accident causing moderate damage to your car while your roommate is driving?
If you want your friend to pay damages it's a civil suite you would have to take him to court and file a report. If you only have liability your insurance company won't cover a single car accident it only covers the others cars and or people you are involved in an accident with. Full coverage is the type that covers such accidents with usually a deductible included.
Elizabeth Lotus is an American psychologist who has published a series of studies about the unreliability and erring tendencies of eyewitness testimonies.
Elizabeth spent an a lot of effort in understanding the accuracy of memories and how the brain can create false memories by repression and manipulation.
In one of her ground breaking study, Elizabeth found that only 18 percent of her participants voted to convict the suspect when they were presented with circumstantial evidence and no eyewitnesses to a robbery-murder case.
However, seventy-two percent of participants voted to convict the the same suspect when they were presented with circumstantial evidence and one eyewitness.
According to her, one eyewitness can provide a compelling testimony to manipulate the minds of the people. Therefore, it is important for lawyers or anyone to understand the unreliability and erring tendencies of eyewitness testimonies.
Explanation: There are two types of trials in Posner's attention experiments: valid and invalid. The first one is when a cue indicates exactly where the target would be appearing, meanwhile the invalid trial is when the cue indicate an erratic position of the target to be presented.
