Answer:
Reliance on individual creativity
Explanation: This period was one of increased industrial capacity and urbanization and modernization.
After the civil war, much of the ownership for land was unattainable for free slaves due to the government opposing the idea. Instead most African slaves had to become sharecroppers on plantations where they had previously been slaves.
They established the Federal Reserve to regulate the nation's money supply and to place controls on the banking activities.<span />
