Current or potential creditors — like credit card issuers, auto lenders, and mortgage lenders — can pull your credit score and report to determine creditworthiness as well. Credit history is a major factor in determining (a) whether to give you a loan or credit card, and (b) the terms of that loan or credit card.
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Answer:
Consider the possible advantages and drawbacks of a decision.
Explanation:
In Financial accounting, costing is the measurement of the cost of production of goods and services by assessing the fixed costs and variable costs associated with each step of production.
Cost-benefit analysis is also known as the break even analysis, it is an important tool in predicting the volume of activity, the costs to be incurred, the sales to be made, and the profit to be earned is. It is used to determine how changes in differing levels of activities such as costs and volume affect a company's operating income and net income.
Generally, to use the cost-benefit analysis, financial experts usually make some assumptions and these are;
1. Sales price per unit product is kept constant.
2. Variable costs per unit product are kept constant and the total fixed costs of production are kept constant i.e costs can be divided into fixed and variable components.
3. All the units produced are sold i.e there is no change in inventory quantities during the period.
5. The costs accrued are as a result of change in business activities.
6. A company selling more than a product should simply sell in the same mix i.e the sales mix is constant.
Hence, a business performs a cost benefit analysis when it consider the possible advantages and drawbacks of a decision i.e whether or not it would bring value to the company or create a significant level of impact on the business.
Answer:
$1.12
Explanation:
Basic earnings per share is the standard calculation of the portion of a company's income that is earned or returned on one share of its common stock.
The formula for Basic Earnings Per Share is = Net Profit - Preference Dividend / Weighted Average Number of Shares
Weighted average number of shares can be obtained by multiplying the number of outstanding shares by the portion of the reporting period those shares covered.
Therefore applying the above to the scenario we have: 2000000/ [1500000+(500000*7/12)] = 2,000,000/1,791,667 = $1.12
In an ideal world, market segmentation groups customers into relatively homogeneous groups or segments such that customers within a segment are similar to one another in <u>business market</u>.
In advertising, market segmentation is the technique of dividing a vast customer or enterprise marketplace, usually consisting of current and capacity clients, into sub-agencies of purchasers (referred to as segments) based totally on a few forms of shared traits.
In dividing or segmenting markets, researchers typically look for not unusual traits consisting of shared desires, common interests, comparable lifestyles, or maybe similar demographic profiles. the general intention of segmentation is to discover excessive yield segments – that is, those segments that are probably to be the maximum profitable or which have growth ability – in order that those may be decided on for special attention (i.e. come to be goal markets).
Many extraordinary ways to phase a marketplace have been identified. business-to-enterprise (B2B) sellers may segment the marketplace into unique types of organizations or countries, at the same time as business-to-customer (B2C) dealers might section the marketplace into demographic segments, consisting of life-style, behavior, or socioeconomic repute.
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A continuous reinforcement schedule (CRF) presents the reinforcer after every performance of the desired behavior. This schedule reinforces target behavior every single time it occurs, and is the quickest in teaching a new behavior.