Girl I’m not writing an essay for you so start typing sis
Answer:
I think that the answer would be A Cause and effect
Explanation: Because it tells you people could not afford to spend money and then they use the word "Therefore" which is a transition word also meaning so or because. Then it also gives a reason to the cause as well.
B-Perspective.
Perspective is the point of view each person see something as.
-Steel jelly.