Answer:
Major Negative effects are:-
Explanation:
•Economic problems in each and every household.
•loss of lives.
•food crisis.
•Poverty.
•long term closed school and college resulting in poor education.
The appropriate rider allows premium payments to be waived in the event of disability. There is usually a waiting period of 3 or 6 months once the policy owner becomes disabled before the first premium will be waived.
Long-term disability insurance plans are made to pay benefits for a longer time. The premiums are normally greater the longer the benefit term. This is why insurance companies offer optional clauses so you can customise your coverage to meet your needs. Benefit for Basic Partial Disability, If you sustain a disease or injury that affects your capacity to work but does not result in total disability, this offers partial payments. Benefit for Enhanced Partial Disability, For fee-for-service professionals and business owners, this specific Guardian rider may be especially useful. It offers benefits when you experience an income loss of 15% or more simply as a result of illness or injury.
Learn more about Disability riders here:
brainly.com/question/13120997
#SPJ4
Answer:
Slavery arrived in North America along side the Spanish and English colonists of the 17th and 18th centuries, with an estimated 645,000 Africans imported during the more than 250 years the institution was legal. But slavery never existed without controversy. The British colony of Georgia actually banned slavery from 1735 to 1750, although it remained legal in the other 12 colonies. After the American Revolution, northern states one by one passed emancipation laws, and the sectional divide began to open as the South became increasingly committed to slavery. Once called a “necessary evil” by Thomas Jefferson, proponents of slavery increasingly switched their rhetoric to one that described slavery as a benevolent Christian institution that benefited all parties involved: slaves, slave owners, and non-slave holding whites. The number of slaves compared to number of free blacks varied greatly from state to state in the southern states. In 1860, for example, both Virginia and Mississippi had in excess of 400,000 slaves, but the Virginia population also included more than 58,000 free blacks, as opposed to only 773 in Mississippi. In 1860, South Carolina was the only state to have a majority slave population, yet in all southern states slavery served as the foundation for their socioeconomic and political order.
Explanation:
Race eg. blacks, whites, asians and how some races get discriminated
Gender