The best way to punctuate the bolded portion of the sentence would be
<span>“We have a problem;” which is the 4th option.
</span>
This would make the complete sentence read as the following:
<span>Jill remarked, “We have a problem;" she went on to give details.</span>
A complete sentence must include a subject and a predicate.
Answer: When my dad was young, children spent more time outside than they do today.
Explanation: cause I did the quiz