Poverty and wealth can have a notable influence on reducing or increasing vulnerability to natural hazards because, in the context of the capitalist world in which we live, money is a factor that guarantees access to better living conditions. In this sense, the more money people have, the more comfort they can obtain to live a safer life. In contrast, the less money, the more inconveniences a person will have.
Thus, for example, natural hazards that can negatively influence people's lives (such as the cold climate of cities like New York) can be avoided through the use of money: in this sense, a homeless person without money will probably suffer cold much more brutally than a person with a stable job and a good economic position who can buy a coat and live in a heated apartment.
Cultural experiences and perspectives can be conveyed through memorable narratives because their experiences and perspectives build who they are and contribute to their upbringing and memories.