A. It encouraged expansion by granting low-cost land to settlers
The correct answer is "One Branch Congress", but later on we have concluded that the One Branch Congress gave too much power to the government and less than the people, hope this answer has helped you.
Answer:
Banks needed a source of emergency reserves to prevent the panics and resulting runs from driving them out of business. A particularly severe panic in 1907 resulted in bank runs that wreaked havoc on the fragile banking system and ultimately led Congress in 1913 to write the Federal Reserve Act.
