Gender can affect people's life chances in various ways - for example, if you're a woman you are paid less for doing the same job as a man, this is called the gender pay gap, which is a huge uprising issue of our modern world. Also, in some Asian and Middle Eastern countries women are given less rights than men e.g. education struggle - just because they're women. This gives women less chances to be independent in their life in the way that men easily can be.
Leo is eligible for HSA purposes or also known as Health Savings Account even if he didn't contribute because the HSA could be used without having to use or covered by the health insurance. And the funds that are being withdrawn are likely to be taxed from the individual's income rate.
Do it yourself don’t cheat do it your self or u won’t get smart you will be dumb
If an opportunity arises, you need to put forth the effort to make it work. You cannot sit back and wait for something to fall into your lap, you have to seek opportunities because you have to work for what you want. Nothing comes for free.