Explanation:
It was because the mining and cattle ranching increased in the west
It was making loans in exchange for property, hope this helped :)!
Noun
<span>
noun </span>
1.
fancy penmanship, especially highly decorative handwriting, as with a great many flourishes: She appreciated the calligraphy of the 18th century.
2.
handwriting; penmanship.
3.
the art of writing beautifully:
B i think that should do it