Answer:
D. Shorten the benefit period and increase the elimination period
Explanation:
Disability Income Policy is often called as Disability Income or DI. It is form of policy or insurance which insures the earned income of the beneficiary against any risk of disability that might create a barrier for an employee to complete the functions of their duty.
While underwriting a DI insurance, the underwriter must assess the risk the insurer post to become disable and the insurance company has to pay the benefits. Hence the underwriter must take care to avoid taking risk to increase the elimination period and reduce the benefit period of the insurance.
Hence the correct option is (D).
Answer: naturalistic observation
Explanation: Naturalistic observation is a technique used in the study of subjects in their natural habitat without any manipulation or interference from the observer. The aim of naturalistic observation is to describe in detail the behaviour of an organism in their natural setting, situation or habitat.
Conducting a naturalistic observation offers some advantages which include:
I) allowing investigation of behaviours that occur in complex social settings.
II) allowing the researcher to gather qualitative as well as quantitative data and
III) allowing the development of theories based on collected observations etc.
However, it is less useful in studying well-defined hypotheses under precisely specified conditions since they are typically designed not to confirm previously formed hypotheses.
A longitudinal study that followed 1200 older adults in their transition from independent living to age-restricted housing in 1995 found that those older adults who transitioned to more expensive communities fared THE BEST with regard to physical health and overall life satisfaction and those who transitioned to government subsidized housing programs fared THE WORSE.
Explanation:
More expensive age restricted communities offer services that can enhance quality of life for the elderly. They are cared for by professionals, their every needs are met, they can have a thriving social life, they are protected, they are independent and they can enjoy their lives while being in a safe environment. Therefore they fare the best.
Government subsidized housing programs for the elderly do not offer anywhere near the quality of care and services as the expensive ones. There is little money and resources put into these programs and the level of care is far less making the quality of life for the residents poorer. Therefore they fare the worse.
Answer:
Yes, because there is a connection to American commerce.
Explanation:
Hallat used the intellectual property of Trader Joe (a Washington-based grocery store) to sell plagiarized products in Canada. Intellectual property refers to the protection of the creations of the mind: inventions, general artistic works, academic production and symbols, names or images used in commerce. Since Trader Joe is a part of Washington trade and has learned of theft of its intellectual property to make plagiarized products overseas, which may tarnish its company name, Trader Joe may decide to sue Hallat in the Washington State courts, since there is a connection to the American trade.
Answer:
The life lessons we learn from work can be used not only to improve our ... member of your team and adds invaluable quality to your life.
Explanation:
if it helps you mark me as a brainleast
