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2 years ago

Which of the following acts by a third-party collector would be a violation of the FDCPA?

Business

1 answer:

storchak [24]2 years ago

5 0

Answer: C - calling the debtor at home at 8:30 AM to confirm the debt

Explanation: FDCPA meaning Fair Debt Collection Practices Act is an Act put in place to protect debtors from assaults from the debt collectors.

It was put in place to put sanity in the way debt collector collect their debts from their debtors.

There are a list of acts that are punishable by law if that are not adhered to during the process of debt recovery from debtors. They are also punishable by law if found guilty of any of these assaults.

Read more on negligence here:

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5 0

2 years ago

Assume the equilibrium price for a good is $10. If the market price is $5, a:_____________

stellarik [79]

Answer:

c. Shortage will cause the price to rise toward $10

Explanation:

c. Shortage will cause the price to rise toward $10

The equilibrium price is $10 this any price below the equilibrium price will create a shortage in the market because at price lower than equilibrium price, the demand is greater than the supply. Thus, shortage will push the prices upwards or towards equilibrium price.

6 0

2 years ago

How is the work in process inventory account related to the finished goods inventory account?

jek_recluse [69]

A.) factory overhead

8 0

3 years ago

for $32.45 per share, and the firm expects its per-share dividend to be $2.35 in one year. Analysts project the firm’s growth ra

Serggg [28]

Answer:

Cost of equity will be 12.96 %

Explanation:

We have given current price of the stock = $32.45

Expected dividend $D_1=$2.35$ in one year

Growth rate $g=5.72%=0.0572$

We have to find the cost of equity

Cost of equity is given by

Cost of equity $=\frac{expected\ dividend}{current\ price\ of\ the \ stock}+growth\ rate=\frac{2.35}{32.45}+0.0572=0.1296$ = 12.96 %

8 0

2 years ago

a man borrows money from an automobile dealership to pay for a car. if he fails to repay the loan, the dealership will take pos

Setler [38]

Select one:

a. creditor, collateral, borrower

b. borrower, creditor, collateral

c. credit union, loan, creditor

d. loan, collateral, creditor

Answer: a - creditor, collateral, borrower.

The automobile dealership loans money to the man to buy a car. So, the automobile dealership is the creditor.

Collateral refers to anything that may be pledged in return for money, with the condition that the pledged item will be forfeited if the money is not repaid. Since the dealership will take possession of the car if the man fails to repay the money, it is a collateral.

The man who bought the car, owes money to the automobile dealership as he bought the car on a loan. So, he is a borrower.

7 0

3 years ago

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