The first step to start saving money is to figure out how much you spend. Keep track of all your expenses—that means every coffee, household item and cash tip.
Once you have your data, organize the numbers by categories, such as gas, groceries and mortgage, and total each amount. Use your credit card and bank statements to make sure you’re accurate—and don’t forget any.
Tip: Look for a free spending tracker to help you get started. Choosing a digital program or app can help automate some of this work. Bank of America clients can use the Spending & Budgeting tool, which automatically categorizes your transactions for easier budgeting in the mobile app or online.
Once you have an idea of what you spend in a month, you can begin to organize your recorded expenses into a workable budget. Your budget should outline how your expenses measure up to your income—so you can plan your spending and limit overspending. Be sure to factor in expenses that occur regularly but not every month, such as car maintenance.
Tip: Include a savings category—aim to save 10 to 15 percent of your income
<span>B. And sorry I could not travel both.</span>
The things that could be observed from a painting are that it is a <u>portrait of a man</u>, it shows<u> visible brush strokes</u>, and<u> displays bold colors</u>.
Even though there was no attached painting, we would be able to see these things within the painting. You can see what is contained in the painting, how it was painted, and what colors the painting is. However, you can not see when a painting was created or know that it is part of a large collection by simply looking at the painting.
The poet compared imagination to a soaring bird because imagination is limitless, it can do anything and go anywhere, much like a soaring bird, who has the freedom and capabilites to do anything. Both are completely free of bounds.
