Either a or b, I'm unsure.
Mount Everest is the biggest mountain in the world.
Answer:
Payday loans are akin to loan sharks. They are a cash type of subprime loans.
Explanation:
High interest rates for a demographic that generally pays high interest because of credit ratings, lack of job security, i.e. longevity, and lack of savings. They serve the purpose of getting short term cash loans.