If the letter you are referring to is the one you get when you have your credit card account or bill delivered to your home, then the best answer would be most likely the second one. The letter provides the recipient information about the condition of his own bank account.
Answer would be: Direct definitions
Answer:
A run-on sentence results from two or more complete sentences being connected without any punctuation. The best way to find a run-on sentence is to determine whether there is more than one independent clause in the same sentence without punctuation.
Explanation: