The best answer is the last one:c. The government regulates the terms that credit card companies can give their customers.
The law that regulates the Credit Card conditions was passed in 2009 and is known as the Credit Card Accountability Responsibility and Disclosure Act..
For example the law dictates better advance notice of charges and prohibits retrospective increase of interest rate (charging the rate for the previous months).
He claimed he should be free because he became free when he lived in a free state
The three countries are Spain England and France
beyond hunting and fishing the river also gave a chance for growing crop because of the fresh flow of water
Excavating means digging a hole or channel
I hope I helped :)