The appropriate rider allows premium payments to be waived in the event of disability. There is usually a waiting period of 3 or 6 months once the policy owner becomes disabled before the first premium will be waived.
Long-term disability insurance plans are made to pay benefits for a longer time. The premiums are normally greater the longer the benefit term. This is why insurance companies offer optional clauses so you can customise your coverage to meet your needs. Benefit for Basic Partial Disability, If you sustain a disease or injury that affects your capacity to work but does not result in total disability, this offers partial payments. Benefit for Enhanced Partial Disability, For fee-for-service professionals and business owners, this specific Guardian rider may be especially useful. It offers benefits when you experience an income loss of 15% or more simply as a result of illness or injury.
Learn more about Disability riders here:
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Answer:
scientific
Explanation:
A scientific method can be defined as a research method that typically involves the use of experimental and mathematical techniques which comprises of a series of steps such as systematic observation, measurement, and analysis to formulate, test and modify a hypothesis.
A hypothesis is considered to be tentative or an educated guess and can be defined as a testable explanation for an observation or a scientific problem. An example of a hypothesis is saying, Corona virus is caused by the introduction of the "5G" technology.
Thus, for any hypothesis to be true and acceptable in science, it must be supported by observations and the results of control experiments; this give rise to factual informations, theories and by extension solutions to problems. Consequently, we can deduce from the aforementioned paragraphs that a scientific method is simply an organized way to test scientific ideas and hypothesis.
Basically, the goals of science include the following;
I. Measurement and description of events or subjects that are being studied through research and experimentation.
II. Understanding and prediction of the natural and physical world by understanding the reason for each occurrence.
III. Application of scientific laws and control of mechanisms to proffer solutions to practical or real-life problems.
<em>In conclusion, the scientific approach assumes that events are governed by some lawful order by uncovering all of the laws or consistencies associated with them.</em>
Answer: Antisocial Personality Disorder
Explanation:
Antisocial Personality disorder (ASPD) is a mental health disorder that is characterised by disregard for other people.
People like Andrew with antisocial personality disorder (ASPD) may begin to show symptoms in childhood, but diagnoses is usually in adolescence or adulthood.
ASPD condition cannot be cured but treatment helps and it usually involves long talk with a therapist, therapy and support by the family.
It is usually chronic hence it can last for years or be lifelong
Those with antisocial personality disorder tend to lie a lot, break laws, act impulsively and lack regard for their own safety or the safety of others. These Symptoms may lessen with age.
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