Roxy can set a(n) <u><em>achievable</em></u> goal over some time. It will be a <em><u>timely</u></em> process to achieve this goal. Rozy must put a <em><u>specific</u></em> amount of money away each time she gets paid. Rozy will need to do this over some time, which can be either weeks, months, or even years. This <em><u>realistic</u></em> goal is <em><u>measurable</u></em> if she puts away the same amount of money each week, month, and/or year she will be able to achieve this goal.
As they said that 28 is 12 less than K , it means that you've to add them to get the answer. So , 28 + 12 = 40 which is represented by the variable "K"
