It's going to differ between people. Some people will have trouble staying focused on the prompt. Others will find difficulty in supporting their ideas. Still others may be unable to utilize grammar effectively.
Cc s ? All I know is that 1+1= 2
Assuming your retirement is more than 2 years away, and that your car purchase is not before the end of the year, the shortest-term goal of those listed is ...
... d. add $200 to your savings account by the end of the year
_____
As a teenager, "short term" may be a matter of a week or two. As a middle-aged adult, both your life-lived and life-expectancy are somwhat longer, so "short-term" can be somewhat longer as well. In old age and failing health, "short-term" may again be a matter of a few weeks at most. Such concepts are tempered by perspective.
