Answer:
The Niagara movement was established in 1905. It was led by civil rights leaders such as W.E.B. Du Bois and William Monroe Trotter. Their mission was to affect political and social change for African Americans. They sought to end institutional injustices and to expand economic and educational opportunities for Black Americans. The group's efforts led to the formation of the National Association for the Advancement of Colored People (NAACP) in 1909. Note that the language of the speech is representative of the time period in which it was delivered. Some words and phrases are no longer appropriate.
Answer: No the question "Which credit cards do my friends use?" would not be answered by the selection "Credit Cards-Credit Where Credit's Due" because the selection is talking about the credit and where it is due not about the type of credit card your friend has or uses.
Explanation: I think the answer would be no because it is about Credit Cards-Credit not about them advertising their credit cards in themselves. It would have been different if the selection was something around the lines of "Which Credit Card Is Used Most" or "Credit Cards People Use But Which Is Best?"
The technical term for informal, conversational speech is perhaps colloquial speech.