Inga needs 3 more years to pay off the whole amount.
<h3>What is the monthly payment?</h3>
A portion of the monthly payment is called the principal, which is the original amount borrowed.
First year balance = $19,691.28
Monthly payment = $273.49
Annual payment = 273.49×12 = $3281.88
Remaining balance after 1 year = 19,691.28 - 3281.88 = $16,409,4
After 3 years balance = $9845.64
- Remaining balance after payment (4 years) = 9845.64-3281.88 = $6563.76
- Remaining balance after payment (5 years) = 6563.76-3281.99 = 3281.88
- Remaining balance after payment (6 years) =3281.88-3281.88 = 0
Hence, Inga needs 3 more years to pay off the whole amount.
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