<span>a.Dee thinks that the quilts are works of art that are too precious for everyday use</span>
I believe it would be a soliloquy. A soliloquy is defined as a person speaking to themselves without any regard for someone that may hear it (or oblivious to them).
gross income is an intermediate earnings figure before all expenses are included, and net income is the final amount of profit or loss after all expenses are included. For a wage earner, gross income is the amount of salary or wages paid to the individual by an employer, before any deductions are taken.For a wage earner, net income is the residual amount of earnings after all deductions have been taken from gross pay, such as payroll taxes, garnishments, and retirement plan contributions.