Answer:
The answer is B...............
His belief that people are self-interested
<span>All cultural groups have their own norms, which are the rules for accepted and expected behavior.
</span><span>Cultural norms are rules by which a culture guides the behavior of its members in any given situation.
</span><span>Example for American culture norms: to maintain fairly direct eye contact when conversing with others.</span>
last one people may become reluctant.
Explanation:
Since the intrest is lower, that means you wouldnt have to pay as much, that means people would borrow more not less
