Well, America Would basically fall apart. It causes many things to go wrong.
Should Elton's deception be discovered, he could be charged with Insurance Fraud, for breaking the conditions and the terms of the car insurance contract he agreed upon with the company. The fact that he sought opportunity for profit, by reporting falsely, he broke the Principle of Utmost Good Faith, which requires the complete information from the person getting the insurance.
Answer:
They chose to try to resolve the ongoing crisis with England. However, the most significant issue faced by the Second Continental Congress was whether to continue seeking reconciliation with Great Britain or to declare independence, debated in June and July of 1776.
The Virginia Convention instructed its delegation in Philadelphia to propose a resolution that called for a declaration of independence, the formation of foreign alliances, and a confederation of the states.
Hope this helped!