The president can set certain rules, instructions and regulations- Those do not require approval by the Congress
        
             
        
        
        
Explanation:
sometimes banks would be forced to close down because they did not have the money to pay depositors
 
        
             
        
        
        
Answer: deductive 
Explanation:
Deductive method is one of the methods of reasoning, in which the consequences are deducted using general principles. The theorems are deducted from the definitions and postulates. In this previously know facts are also taken into consideration while deriving a conclusion.
According to the given situation, applying the studies on the effects of computer use to hypothesize for the effects of smartphone use involves the use of deductive method of reasoning. As here, previous knowledge is used to deduce a conclusion that is to understand the use of smartphone.