Answer:
a. Disintermediation
Explanation:
Disintermediation: In finance, the term "disintermediation" is described as the withdrawal of a few specific funds associated with an "intermediary financial institutions", for example, loan associations and banks & savings in order to invest them directly. However, disintermediation generally happens when the inflation rates are being high yet bank interest rates are considered as stagnant and therefore depositors of the bank may receive a good return by investing in mutual securities and funds.
In the question above, the given statement represents disintermediation.
Answer:
Explanation:
As we know that time interest earned ratio = Income before interest and taxes / interest expense.
Sales = 546000
less: cost of goods sold = (<u>244410</u>)
Gross profit 301590
Less: <u>expenses</u>
Depreciation expense =( <u>61900 </u>)
Profit before interest and taxes 239690
Less: tax
(239690 * 23%) = (<u>55128</u>)
Profit 184562
Profit - Retained earning Addition = Interest
184562 - 74300 = 110262.
Interest earned ratio = 239690 / 110262 = 2.17 times
Answer:
Based on Adam Smith LAISSEZ FAIRE approach , EFFICIENCY argument .
Explanation:
- The Laissez Faire ("Let it be") Approach proposed by 'Father of Economics' - 'Adam Smith' stated that : free & state unintervened market mechanism guided by <em>Invisible Hand</em> is socio economicaly best efficient. This is because Individual <em>Self Interest </em>will form base of wealthier & better society .
As per his this approach , government intervention is not only unecessary , but distortionary .
- Empirical EFFICIENCY argument specially applies to <em>Developing Countries</em>. Developing countries have had adopted protectionist (inward looking) policies based on contradictory Infant Industry argument - suggesting developing countries products inability to compete with developed countries markets.
However , protection for a long time was likely to make such economies incompetitive , inefficient and hence Free unintervented markets have been percieved to be best solutions to make them efficient .
Eg : India had adopted state regulated model in 1950-1990 , but structurally transformed in 1991 through New Economic Policy - Liberalisation , Privatisation , Globalisation. This turning point of Indian Economy makes evident the importance of free exchange markets
Notează câte sunete are cuvintele urmatoare ghetiuș, ghindă, gheară, cerb, pix, literă, ciupercă, chibrit, ceară, cucerire, chei
-BARSIC- [3]
Answer: What the heck
Explanation: YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET YEET
The market for "loanable funds" is where savers supply funds for loans to borrowers. this market is critical to an economy's output, or gdp. firms can only generate "revenue"
after they have produced something, and unless they have a reserve of unused cash they cannot pay for "investments", like machines and workers, unless they can borrow first. therefore, without this market, many firms could not get started.
The market for loanable assets demonstrates the connection among borrowers and moneylenders that decides the market financing cost and the amount of loanable assets traded. The market for loanable assets comprises of two performers, those loaning the cash and those obtaining the cash which are usually the firms who look to invest the cash.