William Penn came in possession of land in the new world because the King Charles II owed William Penn's father a sum of money who was an Admiral. For the repayment of the debt, the William Penn demanded some land.
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The best event to show the destruction of the natural landscape after the west was settled was when the government allocated regions in the west for the American Indians. The Indians were given land to live on for life, these are called Indian reservations.
Some countries, require that you, as a foreigner, when you travel, hire a health insurance. If not, they will not grant your visa.
Of course, you can travel without health insurance and nothing can happen. But the purpose of paying a health insurance for the time that you are in a foreign country is that it covers the costs of sudden and unexpected illness or injurt.
In the majority of the cases, health insurance covers out-patient care, in patient treatment, emergency dental treatment and repatriation