Answer: Holder in due course
Explanation:
Holder in due course is the person who trust the negotiable entity or instrument for change through value .The person does not doubt the validity and authenticity of instrument.
The practice performed is value for value exchange in which defectiveness , error late than scheduled criteria is not noticed. Holder in due course is original holder of the instrument and can make the claim over value of instrument.
The bakers that are in charge of baking the bread represents the labor factor of production. They are the ones who makes it possible for the bakery to earn revenue.
Land is incorrect since bakers are people so they would not be counted as the land factor of production.
Capital is incorrect since capital stands for capital goods and capital goods are man made objects, humans are not built by humans so therefore they are not capital. However, they can also be known as human capital for the human workers in which the entrepreneurs have invested in.
Entrepreneurship is incorrect since the bakers are merely employees, they were hired and did not in fact start the bakery business.
Therefore, the answer is B. labor.