Even though you didn't italicize anything in this sentence, I managed to find the exercise on the Internet - the italicized part is <em>won.
</em>The correct answer is simple predicate. A simple predicate is usually just one word - a predicate, a verb without objects and adverbs around it. If the part <em>won two first-place ribbons </em>was italicized, then it would be a complete predicate. <em>Stephen </em>is simple subject in this sentence, and at the same time complete subject as well. There are no predicate adjectives in the sentence above.<em>
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Personification is the answer
The meaning of the phrase cost-effective in the first paragraph of this passage is C. getting the most for the money you spend.
If you insulate and seal air leaks in your home on time, you won't have to think about that in the future. Thus, if you pay a lot of money now, you will save a lot more in the future than if you didn't insulate, and then had to fix stuff around the house all the time, which would waste so much of your money.
