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Oxana [17]
3 years ago
11

When Stacy’s clients ask her if she can recommend a mortgage broker, she promptly gives them the name of the best mortgage broke

r she knows, Gary Jones. Later, she always receives a check from Gary as payment for the referral. Is this legal or illegal under the Real Estate Settlement Procedures Act?
Social Studies
1 answer:
borishaifa [10]3 years ago
3 0

Answer: It is illegal under Real Estate Settlement Procedures Act (RESPA).

Explanation: RESPA is the acronym for the Real Estate Settlement Procedures Act. It is a federal consumer protection law enacted by the United States government, which is directed by the U.S. Department of Housing and Urban Development (HUD).

However, one of the major reasons of the enactment of this law is to prevent or stop some unlawful practices done by real estate settlement provider. Such unlawful practices include kickbacks and referral fees, that in turn causes increase in settlement costs for home buyers.

Hence, Gary’s payment to Stacy for the referral is considered illegal.

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The Bill of Rights has, during the twentieth century (a) gradually by incorporation, come to be accepted as national policy that
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Answer:

The correct answer is A. The Bill of Rights has, during the twentieth century gradually by incorporation, come to be accepted as national policy that applies to every level of government.

Explanation:

The Bill of Rights of the United States is the collective name given to the first ten amendments to the United States Constitution approved on December 15, 1791.

It was a response to calm the fears of anti-federalist groups, some of them influential opponents of the Constitution, and prominent members of the Philadelphia Convention, who argued that it failed to defend the basic principles of human freedom. These amendments guarantee a series of personal freedoms, limit the power of government in judicial and other proceedings; and some powers are reserved to the states and the people. Originally the modifications applied only to the federal government, however, most were subsequently applied to the government of each state through the Fourteenth Amendment through a process known as incorporation.

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Americans began to rethink the nation's environmental policies partly as a result of the?
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Americans began to rethink the nation's environmental policies partly as a result of the oil embargo.

When the members of the Organization of Arab Petroleum Exporting Countries, led by Saudi Arabia, declared an oil embargo in October 1973, the 1973 oil crisis—also known as the first oil crisis—began. Targets of the embargo were countries that had backed Israel during the Yom Kippur War. Moreover, they also imposed an embargo on the US in retaliation for its decision to resupply the Israeli military and to use this as leverage in the peace talks following the war. The 1979 oil crisis, also referred to as the Second Oil Crisis or the 1979 Oil Shock, was an energy crisis brought on by a decline in oil production following the Iranian Revolution.

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Most historians rank Harding as the worst of all American Presidents. Recently, some revisionists see him as an important transitional figure whose easy-going ways helped bridge the gap between Wilsonian idealism and the business prosperity of the Coolidge and Hoover years. Harding is also given some credit for his progressive views on race and civil rights.

Hope this helps!

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3 years ago
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PLEASE HELP I NEED THE ANSWER ASAP!!!
marissa [1.9K]
The answer is: A) Signs laws
Because yes a president can veto a law but he also get the laws and enacts them sometimes, or signs them.
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