Commensalism is the term you are looking for
Answer: Producers
Explanation: Producers are autotroph, which means they make their own food, like plants.
The statement which describes a modified endowment contract is this: 'Exceed the maximum amount of premium that can be paid into a policy and still have it recognized as a life insurance contract.
A modified endowment contract is a type of life insurance contract which has been funded with more money than allowed. Such a life insurance will no longer be regarded as life insurance by IRS, it will be considered as a modified endowment contract.
Answer:
heat
rainfall
Explanation:
heat and rainfall determine which traits are adaptive
I want to say individuals more so than entire populations. That being said it's because the entire populations of living things are able to evolve and move forward through slow evolution.
