<span>When a policyowner cash surrenders a universal life insurance policy in it's early years, this may be considered a red flag for an Anti-Money Laundering violation. Anti-money laundering known as AML are procedures and regulations that are designed to generate some type of income by doing illegal activity. The money that comes from doing these things is completely real however, it is earned under false pretenses. Money laundering is completely illegal. </span>
Answer:
to determine her income level, we must add Mary's net salary during the first 3 months + total unemployment benefits for the first 13 weeks (April, May and June) + unemployment benefits for the next 13 weeks (July, August and September) + her normal income received during the last part of the year
total income = ($40,000 x 1/4) + ($947 x 13 weeks) + ($347 x 13 weeks) + ($40,000 x 1/4) = $10,000 + $12,311 + $4,511 + $10,000 = $36,822
total spending = normal spending level during 6 months + reduced spending level for the other 6 months
total spending = ($39,000 x 1/2) + ($39,000 x 1/2 x 9/10) = $19,500 + $17,550 = $37,050
Answer:
The price of the stock today is $96.06
Explanation:
The price of a stock whose earnings are expected to grow at a constant rate forever can be calculated using the dividend discount model which bases the price of a stock on the present value of the expected future dividends from the stock.
As the required rate of return is changing, we will calculate the price in three stages.
The formula for price today under this model is in the given situation is,
P0 = D1 / (1+r1) + D2 / (1+r1)^2 + D3 / (1+r1)^3 + D4 / (1+r2)^4 + D5 / (1+r2)^5 +
D6 / (1+r2)^6 + [ D7 / (r3 - g) ] / (1+r2)^6
Where,
- D1, D2, ... D7 represents the dividend in year 1,2, ... 7 (till Year 7)
- r represents the required rate of return
- r1 is 12%
- r2 is 10%
- r3 is 8%
So, price of the stock today is,
P0 = 3.05 * (1+0.05) / (1+0.12) + 3.05 * (1+0.05)^2 / (1+0.12)^2 +
3.05 * (1+0.05)^3 / (1+0.12)^3 + 3.05 * (1+0.05)^4 / (1+0.10)^4 +
3.05 * (1+0.05)^5 / (1+0.10)^5 + 3.05 * (1+0.05)^6 / (1+0.10)^6 +
[3.05 * (1+0.05)^7 / (0.08 - 0.05)] / (1+0.10)^6
P0 = $96.06
1.an unwavering passion 2.also open mindedness 3.the desire to be an expert 4. a forward looking approach 5.a constant flow of ideas
this is 5 typical standard that contribute to the success of a business. hope i helped you out
Madeline and Shonda will brainstorm until a third mutually beneficial option is agreed upon if they should change how the product is produced so that they can still perform all product testing.
<h3>What is product development?</h3>
Product development is the process of creating a new product or improving an existing one. It is the complete process of bringing a new product to market, renewing an existing product.
During the idea generation stage of the new product development process, it is important that all ideas that come from brainstorming are good.
Hence, if Madeline and Shonda use collaborating conflict style, they will brainstorm until a third mutually beneficial option is agreed upon.
Learn more about product development here : brainly.com/question/11223911
