Market failure occurs when a free market is unable to A) distribute resources efficiently.
Answer:
The correct answer is letter "B": liabilities that do not come due within the next 12 months.
Explanation:
Long-Term Debt is any debt or liability of a company that is due in more than one year (12 months). Long term debt is a category on the balance sheet included in the Liability Section. Commonly considered long-term debt forms are bonds, loan deals, and lease obligations.
Mortgage lenders can make money in a variety of ways, which includes origination fees, discount points, yield spread premiums, closing costs, loan servicing and mortgage-backed securities.
Yield spreads are the spreads which include the spread of the rate which any lender pays for money borrowed by them from larger banks and the rate which they charge from borrowers.
Closing costs are the fees which the lenders may take from th8e borrower include application, underwriting, processing, loan lock, and other fees.
Lenders always use their funds when they extend mortgages, they charge an origination fee of 0.5% to 1% of the loan value for extending this , which becomes due with mortgage payments.
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Ion really get your question
Answer:
$133,000 decrease
Explanation:
The computation of the impact on the operating income is shown below:
Sales for the year $1,052,000
Less:
Variable cost -$862,000
Contribution margin $190,000
Less:
Fixed cost for 30% of $190,000 -$57,000
Impact on the operating income $133,000
This amount reflects the decrease in the operating income
