Gold, spices, and rich crops.
The correct answer is "people have less incentive to save money in banks."
Further Explanation:
When interest rates are low people tend to spend the money they are saving instead of saving money. The risk free rate is typically decided by the Treasury securities.
There are some downfalls to having an environment of low interest rates. One drawback is lower borrowing rates that affect investments. The banks will have a decrease in people depositing money, but will have an advantage of lower rates. People take on more debt when the interest is down.
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Answer:
The anti-Federalists and their opposition to ratifying the Constitution were a powerful force in the origin of the Bill of Rights to protect Amercians' civil liberties. The anti-Federalists were chiefly concerned with too much power invested in the national government at the expense of states. (Howard Chandler Christy's interpretation of the signing of the Constitution, painted in 1940.)
Explanation:
Most significantly, religions provide the crucial outlets and scales of integrity and transparency, guilt and reverence, restraint and remorse, redress and reconciliation that every society requires for a human rights regime to survive and succeed.