Answer:
Because of the Statute of Frauds
Explanation:
Dollar Value Motors asks Estimable Bank for a loan to increase its vehicle inventory. Estimable requires Flair, Dollar Value's president, to sign a personal guaranty to pay the debt if Dollar Value defaults. Meanwhile, to buy a pick-up truck from Dollar Value, Gina asks Harper to co-sign a credit application. If Flair is a guarantor, then the guaranty is required to be in writing because of THE STATUTE OF FRAUDS
The answer is an impervious response. An impervious response is one of the seven types of disconfirming messages. We can simply put this as "No response at all" because an impervious message fails to recognize the other person's communication attempt either via verbal or nonverbal way; failure to respond in all forms and channel.