I would say B because its more important to have money already set aside for things like paying bills and such than it is to have it for things like clothes and other "wants"
The answer to your question is Wednesday because as it appears in this riddle Wednesday doesn't represent a day s/he's a person :)
Answer:
what is it for (ignore this it needs 20 or more words)
It is that People decide to create systems designed to solve problems, but each solution creates additional problems.