The natural substance formed from resin is AMBER. The amber is fossilized resin of vegetable origin, coming mainly from remains of conifers and some angiosperms. It is normally light brown in color, although there are yellow, honey-colored and greenish varieties. It is considered a semiprecious stone
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Answer:Congress enacted the Community Reinvestment Act (CRA) in 1977 to encourage banks and thrift institutions to “serve the convenience and needs of the communities in which they are chartered to do business,” including low- and moderate-income (LMI) communities, and to do so in a manner “consistent with the safe and sound operation of such institutions.” The CRA requires each federal bank regulator, including the Federal Reserve, to evaluate the extent to which banks address the credit needs of LMI neighborhoods in their geographic markets. While research generally indicates the CRA has increased lending to LMI communities, the Act has been a source of debate since its passage.
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Productive Resources are the resources used to make goods and services (i.e., natural resources, human resources and capital goods. 1. Natural Resources are the resources supplied by nature. They include ores, trees, land and the other things nature provides.
