Answer: Banks would be able to loan more money.
Explanation:
The Fed does indeed do this and it is called the Reserve Requirement. It is a percentage of deposits that banks are to keep with the Fed and it has the effect of reducing the amount of money that banks have available to loan out to entities.
The Fed sets the percentage that the banks are to keep with it and this enables them to use it as a tool to control money supply because they could increase or decrease it depending on how much they want banks to lend out.
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The given example above are known as homonyms, due to their likeness in sound.
Atticus explains to Scout that a mob is always made up of people. He is trying to explain that, although mobs appear to be a large group, perhaps even an intimidating group, they are made up of individuals who can make individual choices to change their actions. This is a message that Atticus has been sending to Scout throughout the book at various points. Every individual has the right to make his or her own choices.
In this particular mob, Mr. Cunningham made an individual choice not to continue to threaten Atticus. His choice influenced the choices of the other men in the group. This is a powerful moment because Mr. Cunningham made this choice based on Scout's innocent actions to begin conversing with him about his son, Walter. As a result, his opinion changed, and he then changed the opinions of the other men. It was a mob no more. Any small action can change the tide of a mob, either positively or negatively.