Answer:
(b - 1) (5b - 6)
Step-by-step explanation:
The y intercept is where m=0. Hence, set m=0 and solve for c:
c=0.05(0)+4.95
c=4.95
It could be either y = 12.75x or y = 13x. Check if you made a typing error because these rates are both better than B