Most people start to face new issues at the ages of 11-13 some may gain this at older ages, but it typically starts around that time, some causes of this are: Puberty;School; Problems at home; etc.
4-H is the organization traditionally thought of agriculturally related youth organization.
Answer:
b) An insured who has recovered from a disabling injury will be required to repay the insurer for any premiums that were waived
Explanation:
Waiver of premium is a clause or rider in an insurance policy in which insured is benefited by not paying the premium for his policy in case he suffers from disability for period of disability . For it he is charged with some premium .
Once waived , the premium need not to be repaid back to the insurer , even if he has recovered from disability,
Your answer would be C) less, more