Answer:
I don't want to do all the work for you, but I will provide a couple of links that will help you tremendously with this:)
Explanation:
https://en.wikipedia.org/wiki/American_Civil_War
https://www.history.com/topics/american-civil-war/american-civil-war-history
https://www.britannica.com/event/American-Civil-War
https://www.battlefields.org
Answer:
consumer and credit spending
Answer:
Students loans are normally guaranteed by the government because governments have collateral on the students in form of the revenue authority pins which can enable them to trace students when there's payment default.
