You can eliminate C right away, which leaves you with A, B, and D. Personally, I would choose B and D. When choosing paths in life, its often important to make tough decisions. And these choices sometimes are dependent on your future, making the answer B and D.
Adverbs are words that are used to modify or qualify the verb, adjective and sometimes another adverb. From the sentence above and from the choices given, the word that is not an adverb is the word because. Thus, the answer is letter D.
He asked me if he can use my phone.
Hope it helps!