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LuckyWell [14K]
3 years ago
7

Required by the Truth-in-Lending Act, the annual percentage rate (APR) is reported by the lender to the borrower on virtually al

l U.S. home mortgage loans. The APR accounts for all of the following EXCEPT:
A. All finance charges in connection with the loan, such as discount points, origination fees, and underwriting fees.
B. All compensation to the originating brokers if one was used by the borrower.
C. Any prepayment of principal to be made on the loan.
D. Premiums for required forms of insurance
Social Studies
1 answer:
juin [17]3 years ago
6 0

Answer:

C. Any prepayment of principal to be made on the loan

Explanation:

Required by the Truth-in-Lending Act, the annual percentage rate (APR) is reported by the lender to the borrower on virtually all U.S. home mortgage loans. The APR accounts for :

All finance charges in connection with the loan, such as discount points, origination fees, and underwriting fees; All compensation to the originating brokers if one was used by the borrower; Premiums for required forms of insurance except Any prepayment of principal to be made on the loan, Prepayment is a facility that helps you repay your housing loan if your have more than enough money before the end of your loan tenure and it helps to reduce interest burden.

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Which is the biggest obstacle to protecting the environment?
miskamm [114]

Answer:

Growth is biggest obstacle to cleaner air. The Environmental Protection Agency's new standards for ground-level ozone and particulate matter have received lots of media attention in recent weeks.

Explanation:

hope this helped it was on my school too

4 0
4 years ago
The total number of deaths in a population due to a disease is the ______ rate. endemic mortality morbidity pandemic incidence
Lemur [1.5K]

The total number of deaths in a population due to a disease is the option(b) i.e, mortality rate.

A mortality rate of 9.5 (out of 1,000) in a population of 1,000 would represent 9.5 deaths per year in that entire population or 0.95% of the total. Mortality rates are commonly reported in units of deaths per 1,000 people per year.

The mortality rate is calculated by dividing the total number of deaths in a given area and year by the total population of that area. It is as easy as dividing D by P. D is the total number of fatalities, and P is the local population.

Excess mortality is the term used to describe when an event or illness results in more fatalities than anticipated. A condition that results in excess mortality is COVID-19. Data indicates that COVID-19 caused 50% more deaths than were anticipated in some severely affected countries over a specific time span.

To know more about mortality refer to:  brainly.com/question/1160801

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4 0
2 years ago
Stanley milgram's experiments on the nature of obedience showed that individuals' obedience is influenced by
Maksim231197 [3]
The correct answer is D. socialization

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4 0
3 years ago
10. Why did the ruler of Jammu and Kashmir hesitate to join India or Pakistan? (1 point)
-BARSIC- [3]
B might be the answer
you can read this: The Maharaja of J&K, Hari Singh was the ruler of J&K during the partition of India in 1947. At that time, Maharaja didn’t decide to join either India or Pakistan.

J&K princely state borders both India and Pakistan. India was considered to be the home of the Hindus and Pakistan home of the Muslims. J&K state had the majority of Muslim population.

Maharaja was scared of joining either India or Pakistan. The reason, if he joins Pakistan, there was vulnerability of minority Hindus and Sikhslives. If he joins India, he feared the majority Muslims would revolt which actually happened in GB and AJK later.

So when he was forced to join either India or Pakistan after getting attacked by Pakistani forces, he signed Instrument of Accession with India.

6 0
4 years ago
When we revise our limiting scripts, we’re likely to_____.
Mumz [18]

When we revise our limiting Scripts, we're likely to __________.

a. run into resistance from our Inner Guide

b. achieve some of our most cherished goals and dreams

c. use our Inner Defender to blame our parents for those Scripts

d. make no changes to our core beliefs

Answer:

c. use our Inner Defender to blame our parents for those Scripts

Explanation:

7 0
3 years ago
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