Answer:
The answer to the question is B
Your low beam headlights illuminate the road in front of you for approximately 150 feet. Beam headlights also known as a headlamp is a lamp attached to the front of a vehicle to light the road ahead. It is properly refers to the beam of light produced and distributed.
Answer:
191 Make a syncwine for the word gift.
Answer:
Moral hazard
Explanation:
- Moral hazard is a term used in economics that refers to the fact that one person <u>tends to increase his/her exposure to risks</u> when they are insured. Specially <u>when someone else will bear the cost of those risks.</u>
- The free-rider problem refers to the situation where individuals are able to consume a good without paying for it.
- Government failure is a term used in economics to refer to when the government intervenes in the economy to try to fix a problem but its intervention actually make things worse.
- Adverse selection refers to when buyers and sellers have different information regarding one product and the risks this misinformation leads to.
In the example, we can see that <u>Joe was very careful when he didn't have a renter's insurance</u>. However, now that the situation has changed, <u>he leaves candles burning all day and forgets to lock the door because he knows that even if something happens, someone else will pay for it.</u>
Thus, this example has all the characteristics of a Moral Hazard.
The giver must file a gift tax return, showing an excess gift of $6,000 ($20,000 – $15,000 exclusion = $5,000). Each year, the amount a person gives other people over the annual exclusion accumulates until it reaches the lifetime gift tax exclusion.
