Well, the formula for simple interest is
![I=prt](https://tex.z-dn.net/?f=I%3Dprt)
"I" is interest, "p" is the principal, "r" is the rate, and "t" is the time.
If you substitute the numbers, you get
![I=1,000(0.06)(3.5)](https://tex.z-dn.net/?f=I%3D1%2C000%280.06%29%283.5%29)
When you multiply them together, you get
![I=210](https://tex.z-dn.net/?f=I%3D210)
So, the simple interest for 3.5 years is $210.
But, in order to get the total balance, you have to add the interest and the principal together.
![B=1000+210 \\ B=1210](https://tex.z-dn.net/?f=B%3D1000%2B210%20%5C%5C%20B%3D1210)
So, the balance after 3.5 years is $1,210.