Answer: "Tomorrow would be Christmas Day, and she had only $1.87 with which to buy Jim a present."
Explanation: The excerpt from "The Gift of the Magi" by O. Henry, which presents the reader with the initial conflict of the story is "<u><em>Tomorrow would be Christmas Day, and she had only $1.87 with which to buy Jim a present</em></u>." The initial conflict of the story is that it is Christmas Eve and Della has little money to buy a present for Jim. Although she is proud of her hair, she will sell it to buy a present for her husband.
<h2><em>I believe that the conflict is that Christmas was tomorrow was going to be Christmas and she doesn't have much money to buy Jim a present.</em></h2>