It’s a psychological phenomenon. There is no entirely discernible explanation, but we can assume that there is a scientific reason behind our actions. It can be a matter of upbringing that impacts your sense of morality. It might be a chemical component in the brain. It might be engrained into our society from years and years of what our ancestors did and what is acceptable. There are so many reasons behind our actions, but will there ever be a finite explanation to this? No.
Have the relevant third parties provided their consent? Do threats to compliance impair your independence? Are threats to compliance with the code at an acceptable level?
A deficit because it occurs when the federal government spends more than it takes in. To pay for the deficit, the government borrows money by selling the debt to investors.